Wednesday, May 24, 2023

Nigeria's Central Bank Digital Currency (CBDC) - The Story So Far

The Central bank of Nigeria started incentivising people to use the Nigerian CBDC (eNaria) in October 2021 but a year later only 0.5% of the population had done so. Consequently, in October 2020 the Central bank said that existing paper notes would be replaced by new note from 1 Feb 2023.

On 2 December 2022, by way of another measure, the Central Bank set cash withdrawal limits: ₦100,000 (about $225) per week for individuals and ₦500,000 (about $1,120) for businesses. 

Larger withdrawals were subject to a 5 to10% processing fee. ATM withdrawals were limited to ₦20,000 ($45) per day.  Only ₦200 ($0.45) notes or lower denominations were available from ATMs.

As a result of this eNaria usage has increased from 0.5 percent to 6 percent of the population.

Sources:

www.cato.org

www.armstrongeconomics.com

No comments:

Post a Comment

Note: Only a member of this blog may post a comment.

Malawi Devalues Currency by 44%

Malawi just devalued its currency - the Kwacha - by 44% against the US$: https://www.african-markets.com/en/news/southern-africa/malawi/mala...